Report Fraud With Credit Bureau. Indicate whether you have contacted any of the credit bureaus and placed a fraud alert on your file. Check your credit report with the other bureaus to ensure they are accurate, and check your reports annually to ensure accuracy.
Most have laws requiring credit reporting agencies, aka credit bureaus, to allow security freezes on credit reports. The alert requests that creditors contact you before opening any new accounts. Fraud alert messages notify potential credit grantors to verify your identification before extending credit in your name in case someone is using your information without your consent.
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How to report credit card fraud. Credit card fraud is an inclusive term for fraud committed using a payment card, such as a credit card or debit card. Report to the credit bureaus. Notify the major credit bureaus in order to protect your reports and send out a worldwide fraud alert on your account.